Fullerton India has been satisfying customers for more than a decade and is one of the most trusted institutions from where you can take a loan. The eligibility criteria to avail of an instant personal loan from Fullerton India is simple. But more than anything, the festive offers provided by Fullerton are amazing. The festive season is when you do most of the shopping and hence need money to spend. If you plan for a huge investment, then the festive season is the best time to take a loan as there are numerous festive offers available. You must check all the offers by Fullerton India as they provide exclusive deals that you can avail making your festival special.
What is a Personal Loan?
A personal loan is one of the best ways to meet your financial obligations. It requires very minimal documentation, and you do not have to keep anything as collateral to avail of the loan. This loan is a benefit not only for personal emergencies like medical expenses, education, travel, etc. but also for the business’s financial requirements. The repayment period is flexible, which relieves you of the financial burden.
Benefits of Personal Loan by Fullerton India
- Avail up to INR 25 lakhs:
Fullerton India offers personal loans upto INR 25 lakhs* to meet any personal requirement. However, the maximum amount you can avail depends on your eligibility.
- Flexible and Reasonable Interest Rates:
With competitive interest rates, personal loan interest rates by Fullerton India starts from 11.99%. Please note that like the loan amount, the interest rate offered to you will also depend upon your eligibility and individual requirements.
- Seamless Process:
Offering a convenient and seamless experience during the process of availing a loan, Fullerton India provides complete support. You need not stand in queues and wait for your turn; you can upload copies of your documents online and submit it for approval. It is a hassle-free process, you can avail of a loan anytime, from the comfort of your home.
- Quick Disbursal:
Fullerton India offers a quick disbursal of the loan once your application has been approved. After you submit your application, an instant decision will be provided based on the information submitted by you, thereby informing you if your application will be taken up for further processing. Once all documents are verified, and your loan gets approved, you will get the funds in your bank account within 30 minutes.
How can Personal Loans help you?
- Medical Emergencies:
Personal loans can be of great help during the times of any kind of medical emergencies when you are short of finances. It lets you get the best treatment and solves your need for money.
- Debt Consolidation:
You can also use a personal loan by combining all your loans into one single personal loan for debt consolidation. This way, you do not have to remember multiple dates of payment, leading to fewer chances of defaulting.
- Higher Education:
You can also finance your higher education with personal loans that covers everything from your travelling fee, course fee and hostel fees.
- Home Renovation:
You can renovate and enhance the look of your home without worrying about the expenses as you can take care of it by availing a personal loan.
How to Apply for a Personal Loan
- You need to fill out the OTP received on your number to verify your contact details.
- Personal and bank details, income and employment details are essential and have to be filled.
- Decide on the loan amount prior to filling the application.
- You will need to upload documents to proceed with the application.
- Once you have filled the details, go ahead and submit it. You will be notified about the approval and rejection of your loan.
- You will be given with a tracking number which can be used to track the status of your application.
- Once your details and documents have been successfully verified, the loan amount will be disbursed to your account.
Reasons why Fullerton India’s Personal Loan can make your Festival Special
- A waiver on the Processing Fees:
Fullerton India also makes the festive season special for women as it offers a 50% waiver on the processing fees. This waiver can be availed in the form of exciting vouchers from a host of online providers which is bound to make your Diwali full of excitement and fun!
- Discount Vouchers:
Fullerton India offers exciting offers and discount vouchers on completion of the application process and loan disbursal. You will receive unique access codes to these discount vouchers. Some examples of the coupons are Pepperfry, FernsNPetals, Myntra, Cleartrip, Caprese and more.
Therefore, Fullerton India makes the festive season unique for you with their special offers and deals. You can avail a personal loan during this time and enjoy these benefits making your Diwali brimming with contentment.